What is SR22 Insurance? Do I need it?
You may not have heard of an SR22 until you’re told you need it. Not sure what to do? We’re here to help!
What is SR22 Insurance?
An SR-22 is a certificate of insurance that proves you carry auto insurance. It may be referred to as SR22, SR-22, SR22 Form, or a Certificate of Financial Responsibility (CFR). No matter what way you put it, an SR22 simply means that you have met your state’s mandated car insurance coverage requirements. It is a form from your insurance company guaranteeing to the state that you’re maintaining coverage and are financially responsible for any accidents.
Where do you get an SR22?
The only way to obtain an SR22 form is from an insurance company after you purchase car insurance. You cannot obtain an SR22 any other way.
If you’re needing SR22 insurance in Kenosha, The Trottier Agency can help you! We will help you find the best deal for car insurance, help you obtain the SR22 form, and help you file it.
Why is an SR22 required?
You may need SR22 insurance in Kenosha if you have one of the following moving citations:
- DUI or DWI
- Driving without insurance
- Reckless driving
- Driving with a suspended license
- At-fault accidents
- Several traffic offenses in a short time period
In Wisconsin, if you are the owner of an uninsured vehicle and had only your registration privileges withdrawn under the safety responsibility law, you are required to carry SR22 insurance for all vehicles owned by you.
Meeting the SR22 insurance requirements may help you get your license and/or registration reinstated and get you back on the road. You will know if you are required to carry SR22 insurance in Kenosha when you’re informed by the court or the state.
How do I get SR22 Insurance in Kenosha?
Not all companies will file an SR-22 certificate. And many companies may not want to insure a driver with a major infraction on his or her record. You need to compare car insurance quotes and select a car insurance company.