New Year Insurance Check-Up: Is your coverage up to date?

Here at The Trottier Insurance Group, we love this time of year! A New Year represents new goals, new dreams, and new hopes! A great goal to add to your new year list is an insurance check-up! After such an incredible year, it’s important to evaluate your insurance needs to make sure you’re covered for what your family needs in the upcoming year.

We understand that it may be difficult to think about worst-case scenarios, especially in the light of a brand new year. However, it’s essential to plan for the unexpected. Working with a skilled insurance agent in Kenosha and making sure you aren’t lacking any essential coverage will protect you and your family against any accidents or risks you may face. It’s also important to keep an eye on your insurance policy to make sure you’re not overpaying for coverage you don’t actually need. Getting married, moving to a new home, having a baby, or inheriting precious family heirlooms are all examples of positive life events that can affect your insurance needs.

After you’ve taken a look at the past year, we also encourage you to look forward to your goals and dreams for the next year when thinking about insurance coverage. Will you be opening a business, buying a home, or having a baby this year? Talk with your insurance agent about the best way to plan for your upcoming life events that could change your insurance.

Below is a quick insurance check-up list to run through to see if you’re properly covered or if you need to give us a call.

Make Sure You’re Ready for the Road

As you may know, car insurance is mandatory in Wisconsin. Not only could not having car insurance set you back significantly if you are in an accident, but you could also receive a fine if you’re caught with no or expired insurance. You also want to make sure your policy covers what you need. If you upgraded your car last year, make sure the coverage is enough in case you get into an accident!

Do a Home Inventory

Whether you rent or own, it’s a great idea to make a home inventory list before you pull out your homeowner’s or renter’s insurance policy. This allows you to be fully aware of everything you have in your home and can make the best determination if your policy will cover your losses in the case of an emergency.

Consider Life Insurance

Believe it or not, life insurance has nothing to do with you. Life insurance is used to protect your loved ones after you’ve passed. We get it, no one likes to think about that, but it is essential to have life insurance in place. From income replacement to final expenses, life insurance protects your loved ones financially more than you think. Give them and yourself peace of mind by making sure you are carrying the correct coverage.

Have some questions about your current insurance policies or want to adjust your coverage? We can help! Give Trottier Insurance Agency a call or contact us here to make sure your insurance in Kenosha is up to date!