• (262) 652-7963
  • info@trottieragency.com

Search

Trottier Insurance Group Menu   ≡ ╳
  • Home
  • Our Agency
    • Our Agents
    • Blog
  • Insurance
    • Personal
      • Auto Insurance
      • Homeowners Insurance
      • Umbrella Insurance Coverage
      • Motorcycle Insurance
      • Boat Insurance
      • Recreational Vehicle Insurance
    • Business
      • Property Insurance
      • General Liability Insurance
      • Workers’ Compensation
      • Management Liability & Cyber Insurance
      • Professional Liability Insurance
      • Loss Prevention Services
    • Life/Health
      • Group Health Insurance
      • Individual Medical Insurance
      • Life Insurance
      • Medicare Supplement Insurance
  • Claims
    • File A Claim
    • 24-Hour Restoration
  • Pay My Bill
  • Insurance Quote
  • CONTACT
  • Home
  • Our Agency
    • Our Agents
    • Blog
  • Insurance
    • Personal
      • Auto Insurance
      • Homeowners Insurance
      • Umbrella Insurance Coverage
      • Motorcycle Insurance
      • Boat Insurance
      • Recreational Vehicle Insurance
    • Business
      • Property Insurance
      • General Liability Insurance
      • Workers’ Compensation
      • Management Liability & Cyber Insurance
      • Professional Liability Insurance
      • Loss Prevention Services
    • Life/Health
      • Group Health Insurance
      • Individual Medical Insurance
      • Life Insurance
      • Medicare Supplement Insurance
  • Claims
    • File A Claim
    • 24-Hour Restoration
  • Pay My Bill
  • Insurance Quote
  • CONTACT
car insurance kenosha, 3 reasons to shop around for car insurance, https://www.trottieragency.com/business-insurance/cyber-insurance

Car Insurance: 3 Reasons to Shop Around

If you don’t shop around for car insurance every 6 months to a year, you may be missing out on a lot of SAVINGS! You could even be saving hundreds simply by having your current carrier reassess your rate. A good carrier, or agency, will take your location, marital status, vehicle depreciation, and driving record into account to get you the best rate possible. It’s estimated that only 1/3 of most people shop around for car insurance each year. Insurance carriers LOVE THIS. When you’re complacent paying at your current rate and not reassessing your needs on a continual basis, they are maintaining a rate that involves less risk AND makes them more money. When you work with an agency like The Trottier Insurance Group, your agent will reassess and find the best rate for you! However, if you’re not working with a quality insurance agency, you will want to read on as we discuss the 3 reasons to shop around for car insurance.


1. Your Car Has Depreciated

Your insurance rates are based heavily on your car’s value. With each passing year, or month even, the value of your vehicle decreases as you continue to add miles to the odometer and more distance is added between its manufacture date and today. Your car insurance carrier SHOULD account for this on an annual basis by reducing your rate by 2.5 percent, however, this isn’t always the case. At The Trottier Insurance Group, however, we make sure that your carrier is taking the depreciation into account and that we’re able to get you the best rate possible. Don’t be afraid to question your carrier. They are working for your business!

2. You Moved

Many insurance carriers take your vehicle’s location into account when determining your rate. If you’ve moved in the past 6 months, it’s important that you speak to your insurance carrier or agent to ensure that your account is updated with the new address and that you’re receiving the proper savings. Granted, your move could potentially increase your rates if you moved to an area where collisions are more prevalent, however, you should always be honest with your carrier.

3. You Got Married

Did you know that married couples get discounts on insurance?! After you get married, it’s incredibly important that you notify your insurance carrier of your new marital status. You could also take this as an opportunity to shop around for car insurance! Ask your friends and family that are married about their carrier and their marriage discount. Speak with an insurance agent! You want to ensure that your new life together starts off on the right foot, and receiving the proper discount on your car insurance is just icing on the cake.

Honorable Mention: It’s Been 3 Years Since Your Last Accident

While this may not apply to everyone, if you have been in an accident and it’s been a few years since it happened, you may be paying too much for car insurance. Ask your carrier if your driving record can save you any money! The rates may adjust on their own, but if your carrier doesn’t audit driving records regularly, you could save simply by being a safer driver!


In short, there are several factors to take into account when it comes to shopping around for car insurance. The Trottier Insurance Group in Kenosha, WI, can help you discover all the ways you can save on car insurance and ensure that you pick the best carrier for your needs! Contact us today to set up an appointment and start saving on your car insurance! (262) 652-7963

 

Questions about our different policy types? View your options here!

Tags: car insurance
← Is Jewelry Covered by My Homeowners Policy? How to Protect Your Business from Cyber-Attacks →

Categories

  • Auto
  • Boat
  • Business
  • Homeowners
  • Insurance
  • Safety Tips

Recent Posts

  • Where Can I Get Liability Insurance?
  • What is Whole Life Insurance?
  • How Much is Renters Insurance? Is it Worth it?
  • Life Insurance: A Great Holiday Gift!
  • How to Protect Your Home From Thanksgiving Kitchen Disasters
Our clients enjoy the convenience and peace of mind that comes with placing their entire insurance portfolio within our agency. This approach provides coverage that matches your described needs, minimizes policy premiums and increases client buying power.

Social Media

  • Facebook
  • Google Plus
  • Twitter

Insurance

  • Personal Insurance
  • Business Insurance
  • Life Insurance & Health Insurance

Legal

  • Privacy Statement Notice
  • DISCLAIMER

Contact Us

  • Trottier Insurance Group
    5320 Green Bay Road
    Kenosha, WI 53144
  • Phone: (262) 652-7963
  • Fax: (262) 652-9146
  • Email: info@trottieragency.com
Copyright © 2021 Trottier Insurance Group. Powered by The Gratzi, Inc.